Right Under Your Nose

I rarely drink coffee, anymore. But I do enjoy a good cup of hot tea in the morning. So when Teavanna had a 75% off sale, I stocked up…enough to last me the WHOLE YEAR!

Those little daily decisions can make a BIG difference in our finances. The faithful over the little will eventually be made ruler over much!

Around Christmastime, restaurants and warehouse clubs offer their best gift card deals. Buy 3 or 4 and get one FREE. If you can find cards for places you often visit, it could amount to a 20-25% savings off of what you would normally spend.

(Check out the restaurant websites and sign up to receive their emails for additional discounts and coupons. That will make the deal even SWEETER!)

Look for ways to be wise as a serpent and harmless as a dove.

Before you go out to buy anything, search online to see if there are any coupons out there for what you want to buy. You’ll be surprised. Ask salespeople, “Are there any big sales coming up? Do you offer any DISCOUNTS?”

In his new book, Solving Your Money Problems, my husband suggests living on the 10-10-80 Plan. Return to God the first 10%, pay yourself 10%, and then, ADJUST your lifestyle to live off of the remaining 80%.

It’s a really great idea. But If 10% seems too much to save, right now, TRY THIS. Just save 1 penny a day and ADD AN ADDITIONAL PENNY to that amount each day.

For instance, pay yourself 1 penny the first day, 2 pennies the second day, 3 pennies the third day, and so on. Do this for a year.

The most you’ll ever have to put in is $3.65 on the last day. (That’s still LESS than the cost of most large coffee beverages at Starbucks.)

Without interest, you’ll have $667.95 at the end of the year. That’s nothing to sneeze at!

You could use the money to buy Christmas gifts, take a weekend trip, buy something for your home or give as an offering.

With a little creativity, we CAN find money for those special projects…RIGHT UNDER OUR NOSES!

It’s not too late. START NOW!

The book, “Solving Your Money Problems” by David Crank, is available at SolvingYourMoneyProblems.com


Do you have a favorite money-saving tip that you would  be willing to share with us?

4 Responses

  1. Joanna

    Great idea Pastor Nicole and David !!!!
    I have bowl in my laundry room for spare change when I find money in my pocket search before I do my laundry.
    I also have a pretty container in my bed room for when I change handbags. I find left over money in them and put it in the container when I clear them out before I put them away.
    Another BIG tip I have is if you use coupons. Calculate the money u saved by using them to
    SHOP and take that money u saved for using them and put it away in a jar. After a few consistant of doing this u will see ur money really grow. W these tips combined u will be amazed that u gathered a couple of thousand dollars. Every year!!!!!

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